Download Liberty Car Insurance Policy: FAQs and Answers

Download Liberty Car Insurance Policy

If you are looking for a reliable and affordable car insurance policy, you might want to consider Liberty car insurance. Liberty General Insurance is one of the leading general insurance companies in India, offering a range of products for car owners. In this article, we will tell you everything you need to know about Liberty car insurance, including its benefits, types of plans, and how to download and renew your policy online.

What is Liberty Car Insurance?

Liberty car insurance is a type of motor insurance policy that covers your car against various risks and liabilities arising from accidents, theft, fire, natural disasters, and other unforeseen events. It also provides financial protection to third parties who may suffer injury or damage due to your car. Liberty car insurance is designed to give you peace of mind and security while driving your car on the road.

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Benefits of Liberty Car Insurance

Some of the benefits of choosing Liberty car insurance are:

• You can customize your policy according to your needs and preferences by opting for various add-on covers such as zero depreciation, roadside assistance, engine protect, etc.

• You can save up to 75% on your premium by availing discounts for no claim bonus, anti-theft device, membership of automobile association, etc.

• You can get hassle-free claim settlement and cashless repair service at over 4300 network garages across India.

• You can access your policy documents and manage your policy online through the Liberty website or mobile app.

• You can get 24x7 customer support and assistance from the dedicated team of Liberty.

Types of Liberty Car Insurance Plans

Liberty offers two types of car insurance plans for its customers:

Third Party Liability Cover

This is the basic and mandatory cover that every car owner in India must have as per the Motor Vehicles Act, 1988. It covers the legal liability arising from bodily injury or death of a third party or damage to their property caused by your car. The maximum liability for third party property damage is Rs. 7.5 lakh. The premium for this cover is fixed by the Insurance Regulatory and Development Authority of India (IRDAI) and depends on the engine capacity of your car.

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Comprehensive Cover

This is an optional and recommended cover that provides coverage for both third party liability and own damage. Own damage refers to the loss or damage caused to your car due to accidents, theft, fire, natural calamities, riots, strikes, terrorism, etc. The premium for this cover depends on various factors such as the make and model of your car, its age, its value, its location, etc.

Add-on Covers

These are additional covers that you can opt for along with your comprehensive cover to enhance your protection and benefits. Some of the add-on covers offered by Liberty are:

• Zero Depreciation: This cover ensures that you get the full value of your car parts without any deduction for depreciation in case of a claim.

• Roadside Assistance: This cover provides you with emergency services such as towing, battery jump start, flat tyre change, fuel delivery, etc. in case your car breaks down on the road.

• Engine Protect: This cover protects your engine and gearbox from damage due to water ingress, leakage of lubricants, etc.

• Consumables Cover: This cover covers the cost of consumables such as engine oil, brake oil, coolant, etc. that are used during the repair of your car.

• Return to Invoice Cover: This cover ensures that you get the invoice value of your car in case of total loss or theft of your car.

• Passenger Assist Cover: This cover provides you with personal accident cover for the passengers travelling in your car.

How to Download Liberty Car Insurance Policy Online?

If you have purchased or renewed your Liberty car insurance policy online, you can easily download your policy document from the Liberty website or the Policybazaar website. Here are the steps to download your policy from both the websites:

Steps to Download Liberty Car Insurance Policy from Liberty Website

• Visit the Liberty website and click on the \"Customer Support\" tab.

• Select the \"Download Policy Document\" option from the drop-down menu.

• Enter your policy number and registered mobile number or email id and click on \"Submit\".

• You will receive an OTP on your mobile number or email id. Enter the OTP and click on \"Verify\".

• Your policy document will be displayed on the screen. You can download it as a PDF file or print it as per your convenience.

Steps to Download Liberty Car Insurance Policy from Policybazaar Website

• Visit the Policybazaar website and log in to your account using your registered mobile number or email id and password.

• Go to the \"My Account\" section and click on the \"My Policies\" tab.

• Select your Liberty car insurance policy from the list of policies and click on the \"Download Policy\" button.

• Your policy document will be downloaded as a PDF file. You can save it on your device or print it as per your convenience.

How to Renew Liberty Car Insurance Policy Online?

If you want to continue enjoying the benefits of Liberty car insurance, you need to renew your policy before it expires. You can renew your policy online from the Liberty website or the Policybazaar website. Here are the steps to renew your policy from both the websites:

Steps to Renew Liberty Car Insurance Policy from Liberty Website

• Visit the Liberty website and click on the \"Renew\" tab.

• Select the \"Car Insurance\" option from the drop-down menu.

• Enter your policy number and registered mobile number or email id and click on \"Proceed\".

• You will see your policy details and premium amount. You can modify your policy by adding or removing add-on covers, changing the IDV, etc.

• Click on \"Pay Now\" and choose your preferred mode of payment. You can pay using credit card, debit card, net banking, UPI, etc.

• Once your payment is successful, you will receive a confirmation message and email with your renewed policy document. You can download it or print it as per your convenience.

Steps to Renew Liberty Car Insurance Policy from Policybazaar Website

• Visit the Policybazaar website and log in to your account using your registered mobile number or email id and password.

• Go to the \"My Account\" section and click on the \"My Policies\" tab.

• Select your Liberty car insurance policy from the list of policies and click on the \"Renew Now\" button.

• You will see your policy details and premium amount. You can modify your policy by adding or removing add-on covers, changing the IDV, etc.

• Click on \"Proceed to Payment\" and choose your preferred mode of payment. You can pay using credit card, debit card, net banking, UPI, etc.

• Once your payment is successful, you will receive a confirmation message and email with your renewed policy document. You can download it or print it as per your convenience.

Conclusion

Liberty car insurance is a smart choice for car owners who want to protect their car and themselves from various risks and liabilities. It offers a range of benefits and features that make it a value-for-money product. You can easily buy, download, and renew your Liberty car insurance policy online from the Liberty website or the Policybazaar website. So, what are you waiting for? Get your Liberty car insurance policy today and enjoy a worry-free drive!

FAQs

Here are some of the frequently asked questions about Liberty car insurance:

• What is the claim process for Liberty car insurance?

The claim process for Liberty car insurance is simple and quick. You can register your claim online through the Liberty website or mobile app, or call their toll-free number 1800-266-5844. You will need to provide your policy number, vehicle details, accident details, and contact details. You will also need to submit the required documents such as the claim form, FIR, driving license, RC book, etc. You can opt for cashless or reimbursement claim as per your convenience. Liberty will process your claim within 7 working days after receiving all the documents.

• What are the exclusions for Liberty car insurance?

Some of the exclusions for Liberty car insurance are:

• Damage or loss caused by war, civil war, mutiny, nuclear weapons, etc.

• Damage or loss caused by driving under the influence of alcohol or drugs, driving without a valid license, driving against the law, etc.

• Damage or loss caused by wear and tear, depreciation, mechanical or electrical breakdown, etc.

• Damage or loss caused by intentional or fraudulent acts by the insured or any other person.

• Damage or loss to tyres and tubes unless the vehicle is damaged at the same time.

• What are the documents required for buying Liberty car insurance online?

The documents required for buying Liberty car insurance online are:

• A copy of your car's registration certificate (RC).

• A copy of your car's previous insurance policy (if any).

• A copy of your driving license.

• A copy of your PAN card or Aadhaar card.

• Your contact details such as mobile number and email id.

• How can I cancel my Liberty car insurance policy?

You can cancel your Liberty car insurance policy by visiting the nearest Liberty branch office or sending an email to care@libertyinsurance.in with your policy number and reason for cancellation. You will need to submit the original policy document along with a cancellation request form. You will also need to provide proof of alternate insurance for your car. Liberty will refund the premium amount after deducting the applicable charges as per the policy terms and conditions.

• How can I contact Liberty customer care?

You can contact Liberty customer care through any of the following ways:

• Call their toll-free number 1800-266-5844.

• Email them at care@libertyinsurance.in.

• Visit their website and chat with their online representative.

• Download their mobile app and access their services.

• Visit their nearest branch office or network garage.